Oahu Homes For sale offering loan assumption:

(We can help you with a normal purchase too)

GET EMAIL NOTIFICATIONS ON NEW ASSUMABLE-LOAN LISTINGS FOR THE ISLAND OF OAHU!

​Want to be the first to know when a new listing hits the market with an assumable loan & lower interest rate?
Finding the property that you want is the first step in assuming the seller's loan. Just call or text ​the number below!
Schedule Showings
​​Marina Yamamoto RS-85659
[email protected]
808-989-8183
​

​Why Choose an Assumable VA Loan?

  • Low Interest Rates: When a seller of a home has a VA loan from a few years ago, a VA Buyer can take over the seller's existing loan and interest rate.  Why get a new loan with today's interest rate if you can you can assume the seller's lower interest rate? This will save you so much money over the life of the loan! 
  • Lower Monthly Mortgage Payments: The payment on a $600k loan at 2.5% is $2,372.72. The payment on that same $600k loan at 6.5% is $3,790.44. Assume a loan with a low interest rate for smaller mortgage payments. ​​​​

Why Work With Beach Villa Realty?


  • Comprehensive Listings: Access a curated selection of assumable VA loan properties across Oahu. Simply click the buttons above!
  • Expert Guidance: Marina Yamamoto provides personalized guidance throughout the process, offering insights and expertise to help you make informed decisions.
  • Effortless Acquisition: Navigate the home acquisition process with our assistance, making your goal of buying a home with a lower mortgage payment a possibility!
Discover the benefits of buying a home on Oahu with an assumable VA loan.
​Let us be your guide to finding and acquiring the ideal property. 
*Check back for Interior Photos after being newly painted!*
​Welcome to this desirable ground-floor Launani Valley condo, with VA loan assumption available offering veterans an incredible 3.65% interest rate! This home features ample guest parking and a back lanai overlooking serene greenery with no neighbors behind, creating a peaceful retreat. Enjoy the community’s pools, tennis courts, playgrounds, BBQ areas, and scenic walking/jogging paths, perfect for both daily recreation and weekend relaxation. Conveniently located just minutes from freeway access, Schofield Barracks, Wheeler Army Airfield, and Mililani Town, this condo is ideal for home buyers or investors seeking low-maintenance living with easy commutes.  ​
By assuming the seller’s 3.65% VA loan vs getting a new loan at 6.5%:
  • 💰 Save ~$743/month on principal + interest
  • 💵 Save ~$363,000 total interest over the remaining term!
    ​This is a massive financial advantage compared to starting a brand-new loan at today’s 6.5% rate.

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    (This message will land directly in Marina Yamamoto's e-mail box)